Sampoorna Suraksha Welcomes You

Sampoorna Suraksha Group Health Inusrance Programme is a unique initiative of SKDRDP® a large sized NGO based out of Dharmasthala, the abode of Lord Manjunatha Swamy and managed by Dr. D. Veerendra Heggade, a visionary of our times.

SKDRDP, a last mile delivery institution in the financial inclusion sector, has been working on deepening the reach of the insurance sector for over a decade now. Normally poor people are unaware of insurance schemes. They are not far sighted to invest in insurance products. Therefore when a calamity strikes such families, in the form of death of the earning member or major ailments for the family members, all the earnings and the savings of such families are swallowed by the calamity, to leave the family once again with absolute poverty. SKDRDP has been working with the poor since 1991 and felt the need to protect the beneficiary families against unforeseen ailments. In this regard initially a small contributory welfare fund was established which covered the hospitalisation expenses of the SHG member only to the extant of maximum of Rs. 5000 only. Soon the SHG members realised that such help can be very useful. Going forward SKDRDP in the year 2004 first conceived of an insurance product for covering hospitalisation expenses of the Self Help Group members and their family members promoted by SKDRDP.As on now the Hospitalization benefit is Rs 10000 per head in floater basis. Under this programme the Self Help Group member contributes a definite annual subscription which is pooled and used as an insurance premium for a group policy covering the members.

SKDRDP
Year No of families Enrolled No of Members Enrolled Total Claims Amount Settled (in lakhs)
2004-05 54000 186000 11810 351
2005-06 77078 195600 13299 332
2006-07 146722 403828 22759 675
2007-08 223389 721203 42172 1208
2008-09 252542 932682 67861 2138
2009-10 294374 1177325 98402 3320
2010-11 419979 1662089 136980 4699
2011-12 420302 1660370 123123 4685
2012-13 366722 1272019 71825 4268
2013-14 293134 1089541 66254 4032
2014-15 310458 1177094 61273 3710
2015-16 370593 1325578 75104 5356
2016-17 (July 31-2016) 324583 1194822 4497 355
TOTAL 3553876 12998151 795359 35130

Contact Us

The Director,
Sampoorna Suraksha Programme®

Shrimudi Building,
Dharmasthala, Dakshina Kannada District,
Karnataka, India, 574216
:(91)-(8256)-267188 / 267199 / 267186
sampoornasuraksha@skdrdpindia.org
surakshapareport@gmail.com